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Direct Line chasing me over lifeless uncle’s terminated vehicle insurance coverage coverage|Consumer occasions


My uncle (RC) handed away in 2015 and I’m his administrator. When I inspected his message I used to be amazed to find a prices from Direct Line resolved to the “executor of RC” mentioning a “final payment of £148 is overdue” for his terminated vehicle insurance coverage coverage. This was info to me as my uncle actually didn’t have an auto.

I used to be disturbed by this and spoken to the insurance coverage agency to advocate that it owed us money, not the assorted different means spherical. The ₤ 670 plan on his Hyundai i30 had really auto-renewed in September 2023 nevertheless he had really thrown away the car 2 months in a while and handed away in May 2024.

Even if my uncle, that remained in his late 80s and had really been unhealthy, nonetheless had the vehicle, I cannot acknowledge simply how an insurer assumes it wise to ask for money from an administrator. Apart from the absence of tact, it should have regarded out by the shut financial savings account.

SE, London

In the earlier yr you have got really been entrusted with locking up 2 estates after the fatality of your papa and uncle, and the administration has really been irritating. This was the final straw. Every organisation has a numerous process, you declare, and whereas some want to maintain “sadmin” on-line, others require bodily recordsdata. By the second this want arrived you will surely had adequate.

After I referred to as Direct Line it relocated quickly to make factors proper. It reimbursed the ₤ 700 for the earlier yr’s plan and moreover granted your family ₤ 200 cost attributable to the truth that its “service fell below our expected standards”.

Direct Line said: “We have a dedicated bereavement team supporting customers; however, on this occasion the correct procedure for cancelling SE’s uncle’s policy was not followed. We have offered our sincere apologies to SE, confirmed the policy has been cancelled and the charges waived.”

This was not concerning the money; you want corporations to do a significantly better work useful the bereaved. “How many people are in the same situation as me?” you query.

We welcome letters nevertheless cannot reply to individually. Email us at shopper.champions@theguardian.com or contact Consumer Champions, Money, the Guardian, 90 York Way, London N1 9GU. Please encompass a daytime phone quantity. Submission and journal of all letters goes by our terms and conditions.



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